Standard Loan Firm is a consumer finance company. We are committed to providing consumer credit to our target market in the most efficient and convenient manner while ensuring best practices. We provide Loans to individual, groups, students and offer Point of sale finance for consumer goods and appliances in partnership with retailers.
Every day, people around the world discover they need help with their finances to deal with unexpected expenses, but find they are ignored by traditional lenders. The closer we looked at the problem, and the more we understood the needs and the pressures faced by those who are cash and credit constrained, the more we realised a new, flexible solution was required. So we launched a lending service that people could access online, tailor to their needs and understand the cost of upfront.
We have also responded by improving the way that we work, to do our best to ensure customers outcomes are always put first. In particular, we have strengthened our lending criteria and moved to a new decision engine to help ensure we only lend to people we believe can afford to repay.